Test Data

You may need to test while integrating with our api. We have provided details below.

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Test Bank Account

Bank	Account Number
Access bank	0000000000

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Test Beta Paga Account

Paga Account	Username
0361222682	Ramon
3300932297	Ramon

Cards

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Cards- Successful payments

Use these cards if you want the payment to succeed.

Type	Card Number	Expiring Date	CVV	Password	OTP
Mastercard PIN authentication	5531886652142950	09/32	564	3310	12345
Mastercard PIN authentication 2	5399838383838381	10/31	470	3310	12345
MasterCard 3DS authentication	5438898014560229	10/31	564	3310	12345
Visa Card 3DS authentication	4187427415564246	09/32	828	3310	12345
Visa Card 3DS authentication 2	4242424242424242	09/32	812	-	12345
Visa Card 3DS authentication 3	4751763236699647	09/35	-	-	-
Verve Card Noauth	5061460410120223210	-	3310	780	12345
Verve Card PIN authentication 2	5061460166976054667	10/22	3310	780	12345
Address Verification (AVS) Card	4556052704172643	09/32	899	3310	12345

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Cards- Failed payments

Use these cards if you want the payment to fail.

Type	Card Number	Expiring Date	CVV	Password	OTP
Card Declined (Address Verification)	5143010522339965	08/32	276	3310	12345
Card Fraudulent	5590131743294314	11/32	887	3310	12345
Card Insufficient Funds	5258585922666506	09/31	883	3310	12345
Do Not Honour	5143010522339965	08/31	276	3310	-
Insufficient Funds	5258585922666506	09/31	883	3310	12345
Invalid Transaction	5551658157653822	08/31	887	-	-
Restricted Card, Retain Card	5258582054729020	08/31	887	-	-
Function Not Permitted to Cardholder	5258588264565682	-	887	-	-
Transaction Error	5258589130149016	-	887	-	-
Incorrect PIN	5399834697894723	09/31	883	3310	12345
Verve Card - Card enrolment	5531882884804517	09/32	564	3310	-

Utilities

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Utility Bills

Electricity	Prepaid	Postpaid
Eko Disco (EKEDC)	051001055411	051001055411
Ikeja Electric (IKEDC)	04040406714	051001055401
Abuja Disco (AEDC)	02178029704	719323966
Kano Disco (KEDCO)	62130093701	3615407069701
Ibadan Disco (IBEDC)	45701411444	45701411444
Kaduna Electric (KEDCO)	62130093701	3615407069701

PayTV	Test 1	Test 2
DSTV	4115702261	4115702261
GoTV	2004464949	2004464949
Startime	02027137167	19398757
Consat	2068130542

ISP	Test 1	Test 2
Smile	110121	49165
Swift	1203000002
Spectranet	18182732