Business API Operations

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/registerCustomer 
 
Http Headers:
    principal: 61d3dbca-056a-48e4-8074-99624fd86955 (publicId of business organization)
    credentials: password1
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + customerPhoneNumber + customerFirstName+ customerLastName + hashkey)
    Content-Type: application/json
Request Body : 
{
   "referenceNumber":"2348979834916",
   "customerFirstName":"customerFirstName",
   "customerLastName":"customerLastName",
   "customerPhoneNumber":"+2348189321305",
   "customerEmail":"[email protected]",
   "customerDateOfBirth":"1989-10-02"
}

{
    "responseCode": 0,
    "message": "Customer account registered. Customer should dial *242# or visit http://beta.mypaga.com to activate account",
    "referenceNumber": "2348979834916",
    "pagaAccountNumber": "2958312888"
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/registerCustomer 
 
Http Headers:
	principal: publicId (business organization pulbicId)
	credentials: p@ssword1 (business organization password)
	hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + customerPhoneNumber + customerFirstName + customerLastName + hashkey)

Content-Type: multipart/form-data; boundary="TEIJNCQ5bVQ6ocfU4BSpKzMEZ2nN7t"; boundary=6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm

--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm
Content-Disposition: form-data; name=customer; filename=file
Content-Type: application/json
Accept: application/json
 

Request Body: 
    { 
   "referenceNumber":"b1d6162d-587f-4508-a2ed-232d4af61b26",
   "customerPhoneNumber":"+251923139709",
   "customerFirstName":"John",
   "customerLastName":"Doe",
   "customerEmail":"[email protected]",
   "customerDateOfBirth":"1985-05-13T00:00:00",
   "customerGender":"MALE",
   "customerAddress":{ 
      "country":"Nigeria",
      "region":"Abia",
      "localGovernmentArea":"Arochukwu",
      "streetAddress":"2 Isimkpu Road",
      "landmark":"Green and White Walls",
      "freeformAddress":"2 Isimkpu Road, Arochukwu, Arochukwu LGA, Abia State, Nigeria"
   },
   "customerMaritalStatus":"SINGLE",
   "customerPreferredLanguageISOCode":"en",
   "customerReferredByFirstName":"Beste",
   "customerReferredByLastName":"Buddy",
   "customerReferredByPhoneNumber":"+251985434361",
   "customerIdType":"NATIONAL_ID",
   "customerIdNumber":"12345567890",
   "customerIdExpirationDate":"2023-01-03T00:00:00",
   "optinForWalletSavings":false,
   "customerSupplementaryDetails":{ 
      "NextOfKinLastName":"Doe",
      "NextOfKinFirstName":"James",
      "NextOfKinType":"Brother",
      "NextOfKinPhoneNumber":"+251934230001"
   }
}

--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm
Content-Disposition: form-data; name=customerAccountPhoto; filename=passportPhoto.jpg
Content-Type: image/jpeg
<!-- Image Data...-->
--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm
Content-Disposition: form-data; name=customerIdPhoto; filename=idPhoto.jpg
Content-Type: image/jpeg
<!-- Image Data...-->
--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm--

{
  "responseCode" : 0,
  "message" : "Customer account registered. Customer should dial *242# or visit http://localhost:8080 to activate account. Id photo under review. User's transaction limit will be increased if approved",
  "referenceNumber" : "b1d6162d-587f-4508-a2ed-232d4af61b26",
  "pagaAccountNumber" : "0863580891"
}

POST /paga-webservices/business-rest/secured/registerCustomerAccountPhoto HTTP/1.1
Accept: application/json
principal: FE1F9B7F-BBCE-46A0-9685-0DCAE93AC222
credentials: Password1
hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + customerPhoneNumber + hashkey)

Content-Type: multipart/form-data; boundary="hqAXjGenC7xagi5giYJYhNo11DSMh9yK"; boundary=6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm

--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm
Content-Disposition: form-data; name=customer; filename=file
Content-Type: application/json

{ 
   "referenceNumber":"8dbd4a62-a5d4-4607-8e51-18338c43efc3",
   "customerPhoneNumber":"+251943292465"
}

--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm
Content-Disposition: form-data; name=customerAccountPhoto; filename=passportPhoto.jpg
Content-Type: image/jpeg
<!-- Image Data...-->
--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm--

{
  "responseCode" : 0,
  "message" : "Photo upload failed: User account photo has already been set",
  "referenceNumber" : null
}

POST /paga-webservices/business-rest/secured/registerCustomerIdentification HTTP/1.1
Accept: application/json
principal: FE1F9B7F-BBCE-46A0-9685-0DCAE93AC222
credentials: Password1;
hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + customerPhoneNumber + customerIdType + customerIdNumber + customerIdExpirationDate + hashkey)

Content-Type: multipart/form-data; boundary="lluzJAuxmYVmaRo2AaNM0_d8uy7qebIE3"; boundary=6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm

--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm
Content-Disposition: form-data; name=customer; filename=file
Content-Type: application/json

{"referenceNumber":"323776ad-ec3c-4851-a3da-571fbc205f1c","customerPhoneNumber":"+251943292465","customerIdType":"NATIONAL_ID","customerIdNumber":"12345567890","customerIdExpirationDate":"2023-01-03T00:00:00"}
--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm
Content-Disposition: form-data; name=customerIdPhoto; filename=idPhoto.jpg
Content-Type: image/jpeg
<!-- Image Data...-->
--6o2knFse3p53ty9dmcQvWAIx1zInP11uCfbm--

{
  "responseCode" : 0,
  "message" : "Photo upload failed: User id photo has already been set",
  "referenceNumber" : "323776ad-ec3c-4851-a3da-571fbc205f1c
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/moneyTransfer 
 
Http Headers:
    principal: 61d3dbca-056a-48e4-8074-99624fd86955 (publicId of business organization)
    credentials: password1
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + amount + destinationAccount + hashkey)
    Content-Type: application/json
 
Request Body : 
    {  
   "referenceNumber":"mer-1566227777706",
   "amount":3000.0,
   "currency":"NGN",
   "destinationAccount":"07037299643",
   "destinationBank":"",
   "withdrawalCode":false,
   "sourceOfFunds":"PAGA",
   "transferReference":"mer-1566227777706",
   "suppressRecipientMsg":true,
   "locale":"NG",
   "alternateSenderName":"",
   "minRecipientKYCLevel":"KYC1",
   "holdingPeriod":31
}

{  
   "referenceNumber":"2345",
   "withdrawalCode":null,
   "exchangeRate":null,
   "fee":50,
   "receiverRegistrationStatus":"REGISTERED",
   "currency":"NGN",
   "message":"You have successfully sent N10,000.00 to 12345. Paga Txn ID: MG3TZ. Thank you for using Paga!",
   "transactionId":"MG3TZ",
   "responseCode":0
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/airtimePurchase 
 
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + amount+ destinationPhoneNumber + hashkey)
    Content-Type: application/json
 
Request Body 
    { 
        "referenceNumber": "00000024",
        "mobileOperatorPublicId": "42419156-DD57-4737-8373-20678CD9AA29",
        "mobileOperatorServiceId": "70",
        "amount": "100",
        "currency": "NGN", 
        "destinationPhoneNumber": "08063332187",
        "locale": "", 						      
        "isSuppressRecipientMessages": true,
        "isDataBundle":true
    }

{  
   "referenceNumber":"+251911314250",
   "message":"Airtime purchase request made successfully",
   "responseCode":0,
   "transactionId":"At34",
   "fee":50.0,
   "currency":null,
   "exchangeRate":null
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/merchantPayment 
 
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + amount + merchantAccount + merchantReferenceNumber + hashkey)
    Content-Type: application/json
 
Request Body:
   {  
   "merchantReferenceNumber":"1234567891",
   "amount":1500.0,
   "merchantAccount":"A3878DC1-F07D-48E7-AA59-8276C3C26647",
   "referenceNumber":"mer-1568801867898",
   "currency":"NGN",
   "merchantService":[  
      "ACCACC101"
   ],
   "locale":"NG"
}

{
    "responseCode": 0,
    "message": "You have successfully paid N600.00 to  for acct 13B5041B-7143-46B1-9A88-F355AD7EA1EC. Token: 217938588. Paga TxnID: DWV0P",
    "referenceNumber": "liveTest111000",
    "merchantTransactionReference": "217938588",
    "transactionId": "DWV0P",
    "currency": "NGN",
    "exchangeRate": null,
    "fee": 0.0,
    "commissionEarned": 12.0,
    "integrationStatus":"SUCCESSFUL",  
    "additionalProperties": {
        "unitType": "",
        "totalPayment": "",
        "debtBefore": "",
        "customerAccountNumber": "",
        "units": "",
        "debtPayment": "",
        "paymentDate": "",
        "meterSerial": "",
        "customerName": "",
        "receiptNumber": "",
        "vat":"",
        "token": ""
    }
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/validateDepositToBank 
 
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + amount + destinationBankUUID + destinationBankAccountNumber  + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "6278333993", "amount": "", "currency": "", 
        "destinationBankUUID": "","destinationBankAccountNumber": "", 
        "recipientPhoneNumber": "",  "recipientMobileOperatorCode": "", 
        "recipientEmail": "", "recipientName": "", "locale": ""
    }

{  
   "referenceNumber":"6278333993",
   "destinationAccountHolderNameAtBank":"Test Customer",
   "fee":50,
   "vat":2.5,
   "message":null,
   "responseCode":0
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/depositToBank 
 
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + amount + destinationBankUUID + destinationBankAccountNumber  + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "62789233993", 
        "amount": "5000.00", 
        "currency": "NGN", 
        "destinationBankUUID": "",
        "destinationBankAccountNumber": "", 
        "recipientPhoneNumber": "",  
        "recipientMobileOperatorCode": "", 
        "recipientEmail": "", 
        "recipientName": "", 
        "suppressRecipientMessage": "", 
        "remarks": "", 
        "locale": ""
    }

{  
   "referenceNumber":"62789233993",
   "exchangeRate":null,
   "destinationAccountHolderNameAtBank":"Test Customer",
   "fee":50,
   "vat":2.5,
   "currency":"NGN",
   "message":"Successfully deposited N5,000.00 to bank account ******8830.Transaction Id: RP658.",
   "transactionId":"RP658",
   "responseCode":0,
   "sessionId": null
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/accountBalance
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber +  hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "", "accountPrincipal": "", 
        "sourceOfFunds": "", "accountCredentials": "", "locale": ""
    }

{  
   "referenceNumber":"+251911314250",
   "message":"",
   "responseCode":0,
   "totalBalance":"100.0",
   "availableBalance":50.0,
   "currency":null,
   "balanceDateTimeUTC":null
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/transactionHistory 
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "", accountPrincipal: "", 
        "accountCredentials":  "",  "startDateUTC": "", 
        "endDateUTC": "", "locale": ""
    }

{
    "referenceNumber":"+251911314250", "message":"Success",
    "responseCode":0, "recordCount": 0, 
    items: 
        [{
            "itemNumber": "", "dateUTC": "",
            "description": "", "amount": "", "status": "", 
            "referenceNumber": "+251911314250", "transactionId": "At34",
            "currency":null, "exchangeRate":null 
        }], 
    "currency": ""
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/recentTransactionHistory
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "", accountPrincipal: "", "accountCredentials":  "",  "locale": ""
    }

{
    "referenceNumber":"+251911314250", "message":"Success",
    "responseCode":0, "recordCount": 0, 
    items: 
        [{
            "itemNumber": "", "dateUTC": "",
            "description": "", "amount": "", "status": "", 
            "referenceNumber": "+251911314250", "transactionId": "At34",
            "currency":null, "exchangeRate":null 
        }], 
    "currency": ""
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/getMerchants
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "", "locale": ""
    }

{  
   "referenceNumber":"14563672",
   "message":"Success",
   "merchants":[  
      {  
         "displayName":"",
         "name":"",
         "description":"",
         "uuid":""
      }
   ],
   "responseCode":0
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/getMerchantServices
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + merchantPublicId + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "", "merchantPublicId" : "", "locale": ""
    }

{
    "referenceNumber":"+251911314250", 
    "message":"Success",
    "responseCode":0, 
    "services": 
        [{
            "name": "", "price": "", "shortCode": "", "code": ""
        }] 
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/getBanks
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "", "locale": ""
    }

{
    "referenceNumber":"+251911314250", 
    "message":"Success",
    "responseCode":0, 
    "bank": 
        [{"name": "", "uuid": "" }] 
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/getOperationStatus
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "", "locale": ""
    }

{  
   "referenceNumber":"62789233993",
   "transactionStatus":"SUCCESSFUL",
   "fee":50,
   "message":"Transaction completed successfully",
   "transactionId":"RP658",
   "responseCode":0
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/getMobileOperators
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "11314250", "locale": ""
    }

{
    "referenceNumber":"11314250", 
    "message":"Success",
    "responseCode":0, 
    "mobileOperator": 
        [{"name": "", " mobileOperatorCode ": "" }] 
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/getDataBundleByOperator
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + operatorPublicId + hashkey)
    Content-Type: application/json
 
Request Body:
    { 
        "referenceNumber": "11314250", "operatorPublicId": "42419156-DD57-4737-8373-20678CD9AA29"
    }

{
    "responseCode": 0,
    "message": null,
    "mobileOperatorServices": [
        {
            "mobileOperatorId": 6,
            "servicePrice": 100.0,
            "serviceName": "MTN 10MB 24 HRS (100)",
            "serviceId": 148
        },
        {
            "mobileOperatorId": 6,
            "servicePrice": 150.0,
            "serviceName": "MTN 25MB 24 HRS (150)",
            "serviceId": 153
        }   
        
    ]
}

"integration": {
        "type" : "EMAIL_NOTIFICATION",
        "financeAdminEmail": "[email protected]"
   }

"integration": {
        "type" : "MERCHANT_NOTIFICATION_REVERSE_API",
        "callbackUrl": "https://mywebhook.com/callback",
        "username": "username",
        "password": "password"
   }

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/onboardMerchant
Http Headers
    principal: publicId (business organization publicId)
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + merchantExternalId + name + phone + email + hashkey)
    Content-Type: application/json
 
Request Body:
    {
    "reference": "52a54d49-6971-401b-9aa0-95cb5b23ddf2",
    "merchantExternalId": "27791fe3-47b9-4080-8d3f-20a37e81bb24",
    "merchantInfo": {
          "legalEntity": {
                "name" : "Example Sub Merchant 1",
                "description": "business",
                "addressLine1": "35 Yabas Road",
                "addressLine2": "Somewhere",
                "addressCity": "Lagos",
                "addressState": "Lagos",
                "addressZip": "xxxx",
                "addressCountry": "Nigeria"
      },
      "legalEntityRepresentative": {
            "firstName": "John",
            "lastName": "Doe",
            "dateOfBirth": "1995-05-02T07:45:37.726+03:00",
            "phone": "+2348188215379",
            "email": "[email protected]"
      },
        "additionalParameters": {
        "establishedDate": "2014-03-13T19:53:37.726+03:00",
        "websiteUrl": "http://www.example.com",
        "displayName": "Life is Good"
      }
   },
   "integration": {
        "type" : "EMAIL_NOTIFICATION",
        "financeAdminEmail": "[email protected]"
   }
}

{
  "responseCode": 0,
  "onboardingUpdate": {
    "status": "succeeded",
    "credentials": {
      "merchantPublicId": "XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXXXX",
      "merchantSecretKey": "xxxxxxxxxxxxxxxx",
      "merchantHmac": "b3c15a3b8xxxxxxxxc06c86e2394xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx0fc374d898aed5a3a86xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx9e67c1c969f1b8"
    }
  }
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/moneyTransferBulk 
 
Http Headers
    principal: publicId
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing((referenceNumber + amount + destinationAccount) of the first item in the MoneyTransfer items list + no of total items count + hashkey)
    Content-Type: application/json
 
Request Body 
    {
       "bulkReferenceNumber": "bulk-1571745578618",
			"items": [{																																						    "referenceNumber": "4356738930303",
                              "amount": "3000",
                              "currency": "NGN",
                              "destinationAccount": "08030408527",
                              "destinationBank": "",
                              "transferReference": "1571745578617",
                              "sourceOfFunds": "PAGA",
                              "sendWithdrawalCode": false,
                              "suppressRecipientMessage": true,
                              "minRecipentKYCLevel": "KYC1",
                              "holdingPeriod": 31	
		},
		{
		"referenceNumber": "ref-1571745578617",
		"amount": "3000",
		"currency": "NGN",
		"destinationAccount": "08060075922",
		"destinationBank": "",
		"transferReference": "1571745578617",
		"sourceOfFunds": "PAGA",
		"sendWithdrawalCode": false,
		"suppressRecipientMessage": true,
		"minRecipentKYCLevel": "KYC1",
		"holdingPeriod": 31
		}]
    }

{  
   "bulkReferenceNumber":"1232452525",
   "message":"Successful bulk money transfer. 1 of 1 items successful",
   "results":[  
      {  
         "referenceNumber":"2345",
         "withdrawalCode":null,
         "exchangeRate":null,
         "fee":50,
         "receiverRegistrationStatus":"REGISTERED",
         "currency":"AED",
         "message":"You have successfully sent N3,000.00 to 12345. Paga Txn ID: MSGHB. Thank you for using Paga!",
         "transactionId":"MSGHB",
         "responseCode":0
      }
   ],
   "responseCode":0
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/getMerchantAccountDetails 
 
Http Headers
    principal: publicId
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing((referenceNumber
                  + merchantAccount
                  + merchantReferenceNumber
                  + merchantServiceProductCode + hashkey)
    Content-Type: application/json
 
Request Body
{ 
"referenceNumber":"jone1578908284333",
"merchantAccount":"13B5041B-7143-46B1-9A88-F355AD7EA1EC",
"merchantReferenceNumber":"07085173842",
"merchantServiceProductCode":"MY003"
}

{
   "responseCode":0,
   "message":"Success",
   "customerName":"Mock User",
   "phoneNumber":null,
   "accountNumber":"Mock User",
   "details":{
      "First Name":"Mock",
      "details":"Mock User",
      "Last Name":"User",
      "customerName":"Mock User",
      "merchantAccountDetails":"Mock User"
   }
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/dispenseCash
 
Http Headers
    principal: publicId
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing((referenceNumber
                  + customerPhoneNumber
                  + amount
                  + withdrawalCode + hashkey)
    Content-Type: application/json
 
Request Body

{
   "referenceNumber":"13451172",
   "locale":"",
   "customerPhoneNumber":"07040090090",
   "amount":2000.0,
   "withdrawalCode":"99377"
}

{
   "responseCode":0,
   "message":"Withdraw cash request from customer phone number 07037299643 for amount ₦5000.0",
   "transactionId":"B26R1",
   "agentCommission":50.0,
   "customerName":"Peter Philips"
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/transactionStatus
 
Http Headers
    principal: publicId
    credentials: password
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + hashkey)
    Content-Type: application/json
 
Request Body
{  
   "referenceNumber":"TEST-452671-673",
   "locale":"en"
}

{
   "responseCode":0,
   "message":null,
   "referenceNumber":"TEST-452671-673",
   "currency":"NGN",
   "status":"SUCCESSFUL",
   "transactionReference":"BPS-A_20201123142801278_260668151_M3YBK",
   "transactionId":"M3YBK",
   "transactionType":"AGENT_BILL_PAY_FROM_STOCK",
   "dateUTC":1606138081277,
   "amount":600.0,
   "merchantTransactionReference":"2179385887899937738"
}

URL:
    https://www.mypaga.com/paga-webservices/business-rest/secured/validateMoneyTransfer 

Http Headers:
    principal: 61d3dbca-056a-48e4-8074-99624fd86955 (publicId of business organization)
    credentials: password1 (Secrete Key of business organization)
    hash: hashed with SHA-512 algorithm of the appended params containing(referenceNumber + amount + destinationAccount + hashkey)
    Content-Type: application/json
 
Request Body : 

{ 
  "referenceNumber":"01010101010001",
  "amount":"4053.75",
  "currency":"NGN",
  "destinationAccount":"08055423122"
}

{
    "responseCode": 0,
    "message": "SUCCESS",
    "referenceNumber": "01010101010001",
    "fee": 150.0,
    "vat": 0.0,
    "recipientAccountHolderName": "John Doe",
    "recipientRegistrationStatus": "REGISTERED",
    "recipientKYCLevel": "None"
}