Test data

Sandbox testing

Use these values in Sandbox to test successful and failed payments, transfers and bill payments. None of them work in Live.

Testing customers paying by bank transfer? Use the bank transfer simulator to send a test deposit to an account number you generated.

Bank and Paga accounts

Test bank account

Access Bank

Account number 0000000000

Test Paga accounts

Username: Ramon

0361222682 and 3300932297

Unless a row says otherwise, use password 3310 and OTP 12345. Any card holder name works.

Card	Number	Expiry	CVV	Password	OTP
Visa, 3DS	`4187427415564246`	09/32	828	3310	12345
Visa, 3DS (2)	`4242424242424242`	09/32	812	–	12345
Visa, 3DS (3)	`4751763236699647`	09/35	812	–	12345
Mastercard, 3DS	`5438898014560229`	10/31	564	3310	12345
Verve, no auth	`5061460410120223210`	10/32	780	3310	12345
Verve, PIN	`5061460166976054667`	10/32	780	3310	12345

Result	Number	Expiry	CVV	Password	OTP
Declined (address verification)	`5143010522339965`	08/32	276	3310	12345
Fraudulent card	`5590131743294314`	11/32	887	3310	12345
Insufficient funds	`5258585922666506`	09/31	883	3310	12345
Do not honour	`5143010522339965`	08/31	276	3310	–
Invalid transaction	`5551658157653822`	08/31	887	–	–
Restricted card, retain card	`5258582054729020`	08/31	887	–	–
Function not permitted	`5258588264565682`	–	887	–	–
Transaction error	`5258589130149016`	–	887	–	–
Incorrect PIN	`5399834697894723`	09/31	883	3310	12345
Verve card enrolment	`5531882884804517`	09/32	564	3310	–

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